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It appears that strict Canadian mortgage rules are here to stay, at least for awhile. Bank of Canada governor Stephen Poloz says measures like the mortgage stress test, which is meant to ensure... read more
Does the mortgage stress test need a rethink? The test is one of the federal government’s efforts to control a spiralling housing market and keep home buyers from getting dangerously deep in debt... read more
The rate of debt growth among Canadians overall appears to be declining, but seniors are taking on mortgage debt at an alarming rate, according to a report. The credit monitoring agency... read more
Free credit scores available from Equifax and TransUnion and via most major... read more
Mortgage stress tests mean 18 per cent of Canadians are unable to buy their preferred home even though they can actually afford it, according to a new report. Mortgage Professionals Canada estimates... read more
If you’re renewing your mortgage or buying a home, you’re already acutely aware that interest rates are creeping up. You can tell which way rates will be heading in the future by watching bond... read more